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Home Care Costs

At Grace Hands Home Care, we provide professional and compassionate home care at affordable rates, offering everything from respite care to around-the-clock assistance. We understand that the financial burden of caring for a loved one can be overwhelming, but in-home care often presents a more cost-effective and safer alternative to relocating seniors to a nursing home.

Flexible, Cost-Efficient Care Options

Our flexible care plans allow you to get the essential support you need without the added costs that come with assisted living facilities. If your loved one doesn’t require full-day or 24-hour care, you can adjust the hours and level of support to fit both your schedule and budget. This way, you only pay for the services that are truly necessary.

Comprehensive Home Care Services

Grace Hands Home Care offers a variety of services to meet the unique needs of each family, including:

  • Assistance with activities of daily living (ADLs)
  • Daytime, evening, overnight, and 24-hour care
  • Long-distance care for families separated by distance
  • Occasional respite care
  • Specialized services such as Alzheimer’s and dementia care
  • Temporary or long-term support
  • Weekday, weekend, and holiday visits

Affordable Senior Care Options

At Grace Hands Home Care, we strive to make home care accessible and affordable. Many of our locations offer discounted hourly rates for ongoing, routine care or if you exceed a certain number of hours per week. Additionally, your loved one may qualify for financial assistance through Medicaid or veterans’ care benefits. Some offices also accept long-term care insurance to help reduce out-of-pocket costs.

When you choose Grace Hands Home Care, we will work with you to create a personalized care plan that meets your loved one’s needs while staying within your budget. It’s important to note that in-home care costs vary based on location and your loved one’s specific care requirements. Please check with your local Grace Hands Home Care office for details on rates and services in your area.

Financial Resources and Support for Long-Term Care

Managing the costs of long-term care can feel overwhelming, but understanding available financial assistance can make a significant difference. Here are five key resources to consider when planning for long-term care:

1. Medical Insurance While most medical insurance plans do not cover non-medical in-home care, it’s essential to review your loved one’s policy to confirm what might be included. Medicare does not typically cover personal care, but some states offer coverage through Medicaid. Additionally, certain Medicare Advantage plans may include home care benefits.

2. Long-Term Care Insurance If your loved one has a long-term care insurance policy, it may help cover in-home care services. These policies are specifically designed to assist with long-term care costs and are separate from standard health insurance.

3. Veterans Benefits Veterans who receive a VA pension may qualify for in-home care coverage through the Department of Veterans Affairs (VA). These benefits can help alleviate some of the financial burdens of long-term care.

4. State and Local Assistance Programs Many states have assistance programs that help cover in-home care costs. Reach out to your state’s Department of Aging or local agencies to see what programs might apply to your situation.

5. Private Pay Most Grace Hands clients use private pay, meaning they cover the cost of care through personal funds. This may include income from Social Security, retirement accounts, pensions, IRAs, 401(k) plans, or other savings.